Bill Pay - Learn More About Bill Pay

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When can I start using Bill Payer? - Once you have signed up for bill pay, processing your Bill Payer application can take anywhere from 5 to 7 days. You will be able to access your account as soon as you've received your password and pin in an email from FFCOCU.

Where do I go to pay my Bills? - To pay your bills online you must be signed up for FFCOCU HomeCU. To connect to Bill Pay you must log on to your home banking account and click on "Pay Bills" from the menu selection.

What bills can I pay through Bill Payer? - You can pay practically anyone using Bill Payer-charge accounts, utilities, even your doctor or day-care center. Some organizations will not accept payments via Bill Payer, such as the IRS and other taxing entities, court ordered payments, or payments outside the U.S.

Will I be able to use Bill Payer with any of my accounts?- You may choose your FFCOCU checking accounts to be your designated source for Bill Payer purposes. More than one checking account including your HSA checking may be designated.

How many days does it take for a payment to reach my payee?- Since payment processing can take several working days, schedule your payments at least 5 working days ahead of the date they are due.

How do I add a New Payee to My Payee List?- Changes to payee information can be submitted online by choosing the "Add Payee" function. Please remember to enter complete information to avoid delays.

How long does it take to add a New Payee to my Payee list?- Your request to add a payee is processed immediately, and you may begin to make payments at that time.

When is Bill Payer available?- Bill Payer is available 24 hours a day, 365 days a year. Only system maintenance may interrupt Bill Payer's availability.

Can I use Bill Payer overseas?- Online Bill Payer can provide you with peace of mind if you are traveling for an extended period of time. All you need is access to the World Wide Web with a secure browser, and you can pay your bills.

How will Bill Payer debits appear on my statement?- "BP Service Bill eBP will be the way they will appear on your statement.

Prohibited payments - are these prohibited with us too?- Payments may be made only to payees with a U.S. payment address. You may not make a payment of alimony, child support, taxes, or other governmental fees or court-ordered payments through the Service.

How far in advance can I schedule a payment?- You may schedule a payment to be processed on any future Business Day within one year from the date you scheduled the payment ("Future Payment").

How do I terminate or discontinue the Bill Payer service?- You may terminate your use of the Service at any time by writing to us. You must notify us at least ten days prior to the date on which you wish to have your Service terminated. We may require that you put your request in writing.

How do I place a stop payment? Is there a fee?- You may delete any single payment or recurring payment at any time prior to 5:00 a.m., Eastern Time, USA, on the Account Debit Date. To delete a payment, simply log in to our online bill payer service and follow the instructions/links. You may also stop any payment by calling us in time for us to receive your request three Business Days or more before the Account Debit Date. If you call, we may also require you to put your request in writing and send it to us within fourteen days after you call. If you delete the payment yourself as described above, there is no fee. If you place a stop payment with us, the fee is $5.

Are payments processed even on weekends?- Payments can be processed only on Business Days, subject to system availability. If the, Account Debit Date falls on a weekend or holiday, your payment will be processed on the next Business Day. Our Business Days are Monday through Friday. Federal Reserve and credit union holidays are not included.