Pocket2Pocket Money Transfer

This service is being retired on 4/1/2019.

Pocket2Pocket is an effortless person-to-person money transfer option. Simply by using your FFCOCU MasterMoney debit card you can initiate a payment of up to $500 to another person (anywhere in the US) just by knowing their e-mail address or mobile phone number.

Check out Pocket2Pocket! The better mobile money transfer service that's faster and easier than cash, checks or online bank transfers! Use your smart phone or computer to send money today!


Make sure you have:

  1. Your FFCOCU MasterMoney debit card and PIN and your e-mail address
  2. The text enabled mobile phone number or e-mail address of the recipient of the funds

To get started:

  • Click on the GET STARTED button above
  • Fill out the requested info about the sender and the receiver
  • Fill out the info on the amount and your debit card info (add a memo for the recipient if desired)
  • Click "I accept the terms of service" and click send
  • When prompted enter your PIN on the secured scrambled PIN pad
  • Click "submit"
  • The sender and receiver will receive either a text message or e-mail with confirmation and instructions (receiver only) on depositing the funds in their account.
  • Money will be debited in real time from the sender. The recipient may have to wait up to three business days for funds unless they are able to use their financial institution's debit card.*

The receiver will be able to receive the money the sender sent in ANY checking account by entering the account number and routing number for the financial institution (deposit can take up to three business days to show). *And if the receiver has a debit card with FFCOCU or a financial institution that accepts Pocket2Pocket transactions through their ATM network, (Ex, Pulse, Star), then the receiver can receive funds through their debit card immediately.

Pocket2Pocket turns the sender's debit card and PIN into a virtual ATM with universal receiving capabilities. With a patented scrambling online PIN pad, you will know that your transaction is secure.

No registration required. You must have a FFCOCU MasterMoney debit card to initiate payment to recipient. A $1 fee is charged to the sender for a transaction at the time of transfer. Maximum transfer amount is $500. Amount of transfer for sender will go towards point of sale (pos)"daily limit" availability for FFCOCU MasterMoney debit card. Recipient must be able to receive text messages or have a valid e-mail address. Please call the credit union at 937-228-1614 if you need assistance or have any questions.