Limited Time VISA Credit Card Offer!
Balance transfer rate as low as 1.99% APR!
No Balance Transfer Fees!
Extended to June 30, 2021

Apply Now Balance Transfer Calculator More InfoVISA Disclosure

Click above to apply, then select "personal loan" for regular VISA or "other secured loan" for Secured VISA and complete the application. Please note "VISA" in the notes section on the online application.  

APR=Annual Percentage Rate. Firefighters & Company Federal Credit Union is open to anyone that lives, works, worships or attends school in Montgomery, Miami or Greene Counties. The balance transfer rate as low as 1.99% APR (up to 7.99% APR) based on creditworthiness and other factors. Balance transfer rate is not valid on purchases or cash advances. New purchases and cash advances are subject to current rates. Balance transfer rate is for new money only and does not apply to FFCOCU loans (including existing FFCOCU VISA balances) currently financed with the credit union. The as low as 1.99% APR (up to 7.99% APR) is valid for 12 months from the time the balance transfer was posted to your account within the promotional period. Offer ends June 30, 2021 and is subject to change. Any balance transfer request received after June 30, 2021 will be subject to the standard APR assigned based on credit. After 12 months from the balance transfer date, your rate will revert back to the standard APR based on credit worthiness. Eligibility and offer rate may vary based on creditworthiness. Balance transfers are posted as cash advances and do not qualify for a grace period. Balance transfers must be processed by a FFCOCU staff member to qualify for balance transfer rate. Please continue to pay all minimums payments required on any balance transfer requests until the transaction is posted to your account. Balance transfers can take up to three weeks to complete. Balance transfers will not be completed if transfer information is incomplete or invalid. Balance transfers are only valid up to the assigned limit available at the time of transfer. Balance transfers are not valid on share secured VISAs. Minimum of $100 balance transfer. If your account is past due 30 days, your balance transfer rate will revert back to your standard APR based on creditworthiness. If your account is past due 90 days, your balance transfer rate will revert to the penalty rate. Not all applicants will qualify. Offer subject to change at any time. For complete details, contact the credit union.