*Promotional Disclosures

Limited Time VISA Credit Card Offer!
Extended to July 31st!
April 15-July 31st, 2019!
No Balance Transfer Fees!
APR=Annual Percentage Rate. The balance transfer rate as low as 1.99% APR (up to 7.99% APR) based on creditworthiness and other factors. Balance transfer rate is not valid on purchases or cash advances. New purchases and cash advances are subject to current rates. Balance transfer rate is for new money only and does not apply to FFCOCU loans (including existing FFCOCU VISA balances) currently financed with the credit union. The as low as 1.99% APR (up to 7.99% APR) is valid for 12 months from the time the balance transfer was posted to your account within the promotional period. Promotional period is April 15 to July 31st. Offer ends July 31, 2019. Any balance transfer request received after July 31st will be subject to the standard APR assigned based on credit. After 12 months from the balance transfer date, your rate will revert back to the standard APR based on credit worthiness. Eligibility and offer rate may vary based on creditworthiness. Balance transfers are posted as cash advances and do not qualify for a grace period. Balance transfers must be processed by a FFCOCU staff member to qualify for balance transfer rate. Please continue to pay all minimums payments required on any balance transfer requests until transaction is posted to your account.  Balance transfers can take up to three weeks to complete. Balance transfers will not be completed if transfer information is incomplete or invalid. Balance transfers are only valid up to the assigned limit available at the time of transfer. Balance transfers are not valid on share secured VISAs. Minimum of $100 balance transfer. If you account is past due 30 days, your balance transfer rate will revert back to your standard APR based on credit. If your account is past due 90 days, your balance transfer rate will revert to the penalty rate. Not all applicants will qualify  Offer subject to change at any time. For complete details, contact the credit union.

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