IRAs

An IRA (Individual Retirement Account) Savings Account is a simple way for members to save towards their retirement. Choose between a Traditional IRA or a Roth IRA. To open your IRA savings account, all you need is $500. You can choose an IRA Share Certificate if you want to earn more on your IRA. The IRA Share Certificate features a fixed-rate for a stated term. This account pays our highest dividend rate but withdrawal of funds prior to maturity results in a penalty. You can start saving today for your retirement with an IRA from your credit union and all IRA accounts are insured up to $250,000.

 

   RatesROTH vs. TRADITIONAL

Retirement Savings Calculator

See how today’s contributions could grow into tomorrow’s retirement. Adjust your monthly contribution, expected rate of return, and years until retirement to project your future nest egg.

This calculator is provided for estimate purposes only. Results are not credit decisions or guarantees of approval, rates, or terms. Please contact Firefighters & Company Federal Credit Union to discuss your specific situation.