The Firefighters & Company Federal Credit Union is open to anyone who lives, works, worships, or attends school in Montgomery, Greene, or Miami County, Ohio.
Take 0.91% off our already low rates on qualifying loans, plus an additional 0.10% when you enroll in e-statements. The promotion does not include HELOCs, credit cards, or first mortgages.
- 0.91% off new and used vehicle loans, fixed-rate second mortgage loans, and personal loans.
- Plus an additional 0.10% for enrolling in e-statements.*
- Vehicle loan rates as low as 3.83% APR* and as low as 3.58% interest rate.
- Plus up to 90 days no payments on vehicle loans with terms up to 84 months (qualifying borrowers).
Click here for current loan rates
APR=Annual Percentage Rate. Rate based on creditworthiness and other factors. Offer does not apply to loans currently financed with the credit union. Interest will accrue during the 90-day period. Offers subject to change at any time. Promotional period 06/01/2026-07/31/2026 or at FFCOCU’s discretion. As low as 3.83% APR based on a qualified vehicle with an up to 36 month term based on loan amount of $20,000. For a $20,000 new car loan for a term of 84 months with a 4.70% APR, the monthly payment will be $283.16. Other rates and terms available. Annual Percentage Rate can vary based on rate, term, and loan amount. A qualified vehicle is 8-model years or newer and 100,000 miles or less. A $75 document processing fee applies on all loans. Loans must close by July 31, 2026. Offer may end at any time. For complete details, contact the credit union.
*Members must be enrolled in e-statements at the time that the loan closes, to receive the additional .10% off the loan rate.





