Limited-Time Holiday Offer

A little help.
A brighter holiday.

Personal loans as low as

6.85%APR*
Up to 90 days
with no payments*

Interest will accrue during the 90-day period.

Apply for a loanView offer details

My holiday wish list

  • Debt consolidation
  • Home improvements
  • Relief from high-interest credit cards

A little breathing room this holiday season

Up to $25,000

Maximum personal loan to a member. Loan amounts are based on credit and monthly income.

Up to 60 months

Fixed-rate personal loan terms.

Limited-time offer

Promotional period: 11/9–1/31/2027.* Loans must close by January 31, 2027.

A little extra savings

Save with e-statements.

As low as 6.79% interest rate.* Receive an additional 0.10% off your loan rate with e-statements.*

Members must be enrolled in e-statements at the time the loan closes to receive the additional discount.

Let’s brighten your holiday.

Have questions? Contact our team or call 937-228-1614.

Offer details & disclosures

*APR=Annual Percentage Rate. Rate based on creditworthiness and other factors. Offer does not apply to loans currently financed with the credit union. Interest will accrue during the 90-day period. Offers subject to change at any time. Promotional period 11/9–1/31/2027 or at FFCOCU’S discretion.

As low as 6.85% APR based on a fixed rate personal loan up to 60 months. Loan amounts based on credit and monthly income. Maximum personal loan to a member can not exceed $25,000. For a $20,000 personal loan with a rate of 6.85% APR the monthly payment will be $399.84. Other rates and terms available. Annual Percentage Rate can vary based on rate term, and loan amount. A $75 document processing fee applies on all loans.

Loans must close by January 31st 2027. Offer may end at any time. For complete details, contact the credit union.

*Members must be enrolled in e-statements at the time the loan closes, to receive the additional .10% off the loan rate.